Category Archives: Money Management

Bonds And Interest Rates

Bonds and interest rates

Even though our web site is supposed to deal with everything in the area of personal finance, there are certain economic basics, all consumers should understand. One of these deals with the inverse relationship between bonds and interest rates. Over … Continue reading

Posted in Money Management |

“Buy Down” on a Mortgage Rate

Mortgage interest

Many times when it comes time to buy a home, there is usually a very small margin for error for both buyer and seller. People must either receive, or will only pay up to a certain amount for the purchase … Continue reading

Posted in Money Management |

Dividends And Ex-Dividend Dates

Dividend and ex-dividend dates

The phrase “getting the hangover without going to the party” can pertain to purchasing mutual funds during the final quarter of a calendar year. And you are asking, huh?? Allow me to elaborate. Mutual funds are required by law to … Continue reading

Posted in Money Management |

Debt, Budgeting, and Making Proper Decisions

Financial Freedom

I am constantly asked about debt, budgeting, making proper decisions, and all else which encompasses proper money management. This piece will focus on many of the foundations that consumers should constantly think and reflect on regarding the above subjects. Getting rid … Continue reading

Posted in Money Management |

Three Buckets

How to organize your money

Over the years, it has never ceased to amaze me how unorganized people are about their money, and scope of their personal finances. On the one hand, it is not brain surgery, at the same time it does take a … Continue reading

Posted in Money Management |