Category Archives: Planning Your Retirement

Annuities represent as much misunderstanding as any product or service in the financial services industry.  The primary reason is that no two situations are exactly alike, as no two person’s level of risk tolerance and suitability are exactly alike.  For … Continue reading →

Social Security represents the only guaranteed stream of income for many Americans, and throughout the years it has surprised me the lack of understanding that most people have about the social security system and how it works. The more knowledge … Continue reading →

The required minimum distribution (RMD) table shows the factors consumers over the ages of 70 ½ must follow in determining the appropriate amount that must be removed from their IRA or other qualified plan during a calendar year. The amount … Continue reading →

The word annuity conjures up multiple thoughts and reactions from multiple sources. Some advisors would say that an annuity is a “one size fits all” solution to every financial problem. Others would tell you that purchasing an annuity is equivalent … Continue reading →

The foundation of making correct decisions with regard to money and personal finance begins with basic financial knowledge. In working with consumers for over 35 years, I’ve discovered that often times people’s knowledge of these subjects is limited.  It is … Continue reading →